There is a way to address this debt in a low-cost manner that does not involve bankruptcy. You can call me for free cpnsultation.
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Pay Day loans have extraordinary interest rates. The balances can jump dramatically. It is frequently impossible or improbable to retire them. Bankruptcy or at least a Chapter 13 is options.Ask a similar question
Only if the debtor agrees (not likely). Courts will hold you to what you agreed to ( that contract you signed) so long as the fees and interest do not offend public policy in your state.
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