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My husband and I need to pay back taxes, some of which are from the year 2000 for the amount (now, with penalties and fees) of $22,000 give or take. I read on the IRS' website that they have 10 years to collect back taxes. We want to pay the debt - all of it - but are afraid that they will ask us to pay the entire amount before 2010. We want to set up an installment plan with them, but doubtfully can pay the entire amount by 2010 without substantial hardship for us. Will they allow us, when we call, to set up a plan longer than a year? Or, do we have until the end of 2010 (effectively 2 years)?