Consult a local personal injury attorney - many offer free initial consultations. Call an attorney BEFORE giving any statements etc
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Speak with an attorney before giving a statement to the insurance company.
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You also may need a criminal defense attorney. The fraud investigators can be very aggressive. I am currently defending several insurance fraud cases. Feel free to contact me if you have questions.
Yes, you could be in trouble. Do not speak any further to the insurance agent from Geico fraud until you have retained an attorney. Best of luck.
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It means the carrier suspects something is not right. Sending a fraud investigator to visit you is very unusual. Get a lawyer to represent you ASAP.
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This is unusual.You should obtain needed medical care and treatment immediately and follow the doctor's advice. Do not give any statement to the adverse party or insurance company nor grant them access to any medical records. Photograph the injuries and the damage done to any property. Contact a personal injury attorney in your area as soon as possible so that you can protect your rights. You may also find it helpful to review the Legal Guides I have published on Avvo.com dealing with many of the issues you are now facing. The Guides can be accessed through my profile page on Avvo.com.
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I am not surprised. Clients of mine have told me that individuals from the insurance company have shown up trying to get them to settle for nominal value before hiring an attorney.
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No, it is not normal. Do not give an written or recorded statements of any kind. You need to contract an attorney before you talk to either insurance company.
Although I agree that talking to an attorney is a good idea, you do not say whether GEICO is your carrier or the other driver's. The investigator may have nothing to do with your side of the accident. You need to say what you were questioned about. I think all of the other answers jumped the gun. If you have nothing to hide, you can talk to an investigator about the accident but it is a good idea to have legal representation if you are making an injury claim or there is contested liability.
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