If you don't respond, one of their agents may call you. You are not getting a settlement from the other insurance company, so it doesn't affect you by telling them, and by the terms of your policy, you should cooperate with them.
The short answer is that you most likely do not have to provide them with any info. Generally, if you were going to make a claim and recover money from the third party then they would be entitled. But in your case, I see no reason for you to have to jump through their hoops. You may want to read your insurance policy to be safe though.
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I would suggest you ask the folks at Blue Shield for a copy of the contract provisions that make the amount of medical payments coverage you received relevant. If and when you receive that documentation, consider running it by an attorney: the contract may not be enforceable under the facts of your particular case.
It is a good idea to review you policy with a PI attorney before you give them any information. Generally, if you are making a claim against a third party and your insurance provided payments for your medical bills, they are entitled to subrogation. Best of luck.
This answer is provided by California Accident Attorney Manuel A. Juarez, Esq., 510-206-4492. Abogado de Accidentes de Autos de California: 510-206-4492. Abogado de Lesiones de Accidentes de Autos, provides answers of a general context. These answers are not intended to form an attorney client relationship. Oakland Abogado Accidentes Autos, Abogado de Lesiones Personales, Abogado de Accidentes de carros, Abogado de accidentes de Peatones, practices in Antioch, Berkeley, Concord, Oakland, Hayward, Martinez, Newark, Richmond, San Francisco and San Rafael. El abogado de lesiones y heridos en accidentes de autos, is licensed only in California. This information is good only in California and it is not to be taken as legal advice on car accidents, personal injury, divorce, bankruptcy or in any other type of situation. Esta respuesta es del Abogado de Accidentes de Autos, Abogado de Lesiones Personales, Abogado de Heridos en Accidentes de carros, Manuel A. Juárez, 510-206-4492. Abogado Hispano de Accidentes, Abogado de Divorcios, Abogado Latino de Accidentes, Abogado de Accidentes de Oakland, Hayward, San Francisco, California. Estas respuesta son solo para información general y no consisten en consejo legal sobre divorcios, mantención de esposas, mantención de hijos o bancarrotas. Las respuestas son comentarios legales que no forman una relación de abogado y cliente. Manuel Juarez, Esq., esta licenciado solo en el Estado de California.
Your car insurance for medical payments coverage is primary and Blue Shield would be secondary. If your primary coverage has been exhausted, ask your car insurance company for an exhaustion letter and provide that to Blue Shield . If your insurance through your car is not exhausted, I suggest you provide Blue Shield with the information they ask for and make sure that your car insurance pays on all the bills before any are submitted to Blue Shield.
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Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received.
This ans. does not create an attorney/client relationship.
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