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I was a pedestrian and was hit by a car while crossing the road, I had a broken leg, internal injuries and stayed in hospital for a week. My initial claims were send to my health insurance and they approved them after I made few calls, the major portion of my hospital bills are still pending. I have no auto insurance and my accident reports suggests that the fault could be mine although its not clear.
Now the hospital has handed over my case to med pay assurance and they are suggesting me to file a claim with the driver's auto insurance which I don't want to do as I am not sure about the fact that if it was his fault-
1. Do I have to file a claim with the auto insurance? considering I am not clear about the fact that the driver was at fault.
2. If I don't file a claim with the auto insurance will my Health insurance company take care of my bills
3. If I file a claim with the auto insurance and they pay me lets say only 40-50% of my bills depending on my fault will the remaining portion of bills be forwarded to my health insurance.
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