My spouse received a letter on A... & L..... stationary but not from either person. The letter stated that my spouse owed a sum of money that he had never heard of from anyone before to a company that he owes no money to. No expanation of why A... & L....... believe this money is owed. No itemized information was given. The letter simply said send a check for the amount listed or indicate why there is no case. That request is VERY hard to fulfill if no information is given as to why they think this amount of money is owed to this company. The simple answer which should suffice in this case is "I owe no money to this company and expect that no other action will be taken against me." Correct?