I placed the contract on the home in Oct. 2013. I was not approved however my loan officer lead me to believe I was and I went past the 10 day grace period to receive my earnest money back according to the contract. I just found out the seller sold the home in Nov 2013 which means he had to have had another earnest money contract. He has not released my funds back to me and I refuse to sign the release of funds to him. Do I have legal grounds to receive my money back?