I was involved in an automobile accident where we had gone to court and the gentleman that caused the accident was citied for failure to stop. He was found guilty by a judge. Our claim was all settled with the insurance company the gentleman provided. Than the other day I received a letter from a different insurance company stating they found me at fault for this accident that we had already gone to court over and are asking me to pay for the damages to his trailer. If this has already been judged on how can he do this. THis letter came after almost a month since we had gone to court.
Sounds pretty screwy to me. It is either a mistake, or a multi-party accident in which an insurance company is going to the ends of the earth to subrogate, or get the money back that they have paid out. My advice is to go to your attorney, and to hire one if you do not have one, to send them a nice letter telling them politely but firmly to go have a nice day.
As noted, there may be a mistake or this may be a subrogation claim by an insurance company that has made a payment. I would take the letter to your lawyer or an injury lawyer who provides free consultation and ask him to provide you with an explanation.
This response is for information purpose only and does not constitute a legal advice. This response does not create an attorney-client relationship.
Your best bet is to NOT TRY TO HANDLE IT WITH THE SECOND INSURANCE COMPANY. The "settlement" documents very likely do not admit any fault. Your own insurance, on the other hand, also has a duty to defend. You should turn it over to your insurance agent, and let that agent and the insurance company's lawyers handle this. Do this at the earliest possible time, and let the attorney handle it.
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