I was involved in a car accident which left me with serious spinal injuries. My car was t-boned by a rental vehicle which ran a red light (I had the right of way). The driver fled the scene of the accident. The individual and her sister, both authorized drivers of the rental vehicle were contacted several times by a detective. After two weeks of investigation, the detective discovered inconsistencies with the sisters' "recollection" of the rental's whereabouts. Initially, they proclaimed that the driver was a boyfriend, then later maintained that the car was stolen and that they did not know about the accident, nor the driver. They never filed a police report, and the primary lessee plead innocent, but was found guilty in municipal court for failure to report an accident.I assume the rental's driver was a family member (permissive use with access to keys) as police working on the case recall that the car had no physical indications of being broken into. The primary lessee had personal auto policy, which if extended to her rental vehicle would have a policy limit which triples that of my UM coverage. My former attorney ( I am now without representation), has no knowledge of the supplemental investigative report and disposition letter, which I was able to obtain on my own; the disposition letter states that lessee was found guilty of failing to report an accident, further evidencing that lessee knew about the accident and identity of the driver.
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