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Is it illegal for a payday loan from another state to lend money to me in NY?

Bronx, NY |

I live in NY and took a payday loan from another state. Now they are giving me problems and want to sue me. They calling me from an office and claiming to be a paralegal attorney speaking wuth me saying that the loan company hired him to sue me

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Attorney answers 2


Was this done in person. Over the mail. Over the interent? Did they know where you lived when they gave you the loan? Did you sign any documents indicating that you were from a state other than New York? Sorry for the questions, but it does matter.

If you'd like to discuss, please feel free to call. Jeff Gold Gold, Benes, LLP 1854 Bellmore Ave Bellmore, NY 11710 Telephone -516.512.6333 Email -



Well it was done by phone but they claim they got my info online and I signed online and they had to know I'm from NY


You need to consult an attorney to protect your rights. Payday loans are generally structured to charge outrageous rates of interest, and while the lenders try very hard to stay within the usury laws, but they may well fail. You should keep all copies of anything you receive in writing from these debt collector attorneys and review it with a consumer advocate. Good luck.