Be careful. If you own any property at all like a car or house you could end up hurting yourself. In my experience by the time you get through paying for the DIY help there is only a little difference in the price you would have paid a lawyer. Call around in your community and get price quotes. Many attorneys will help you if you have little resources.
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I have no idea how difficult your bankruptcy case is nor do I know how good your financial background is. Filing a bankruptcy is fairly complicated. I wouuld contact the Orange County Bar Assn first. They have bankruptcy clinics that could help you. Also, with an on-line service, you will probably not be represented by a lawyer at the 341(a) meeting of creditors or a reaffirmation hearing on your car if you want to keep it. In general, I think it is too complicated for an on-line service to do a good job for all but the easiest cases.
Although the above response is believed to be accurate, it should not be relied upon as any type of legal advice because the information provided is incomplete. It is intended to educate the reader and a more definite answer should be based on a consultation with a lawyer. No attorney client relation is formed with me without a written contract.
Good Luck starts with a strategy and a plan.
Robert J. Suhajda, MS,CPA
17721 Norwalk Blvd. #43
Artesia, CA 90701
Former financial auditor and controller. Admitted to US Tax Court, Income Tax, IRS representation, Fiduciary income tax returns, Estate and Gift tax returns,
Homeowner Association Strategist.
As a strategist, I analyze and integrate the operations, reserve study, budget, and financial statements into a unitary plan for 1 – 5 years, utilizing my experience as
a former treasurer and vice president of a homeowners' association and corporate
controller and auditor, to minimize homeowner association dues.
I don't know anything about Diy4law or what they charge or whether they are even attorneys, but generally speaking, it is always better to consult with an attorney licensed in your jurisdiction for handling a bankruptcy filing.
The details of your situation are unknown to me at this point. However, let me say this... when you have a "medical emergency" it is best to seek "medical" help. Similarly, when you have a bankruptcy related issue, it is best to seek competent counsel.
I would be glad to give you a free consultation.
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Attorney Gerald Wolfe
Law Office of Gerald Wolfe
19600 Fairchild Road, Suite 295
Irvine, CA 92612
Since filing bankruptcy can be one of the most important and difficult decisions of your life, I believe you should get to know the person/attorney who is so vital to your financial recovery. The few dollars you may save up front may end up costing you so much more with using a company that is a stranger to you.
Be careful with an online service. If you cannot afford an attorney, call the Public Law Center (see the link below). The PLC works with the Orange County Bar Association and has a lot of options for debtors without counsel. Also, the PLC really does a great job with bankruptcy cases. If you earn too much to get help from PLC, you should then contact an attorney. Most bankruptcy attorneys have a sliding scale for fees. If you have a simple case, the attorney's fees may be comparable to the online website. I hope everything works out well for you!
Please note that although this answer may provide information concerning potential legal issues, it is not a substitute for legal advice from qualified counsel. You should consult an attorney for individual advice regarding your own situation. Answering this question does not create any attorney-client relationship between you and Kelly Zinser, Shareholder at Olenicoff & Zinser, PC in Irvine, California. For more information on bankruptcy, please see our website.