The debtor filed for bankruptcy in the midst of being sued for their at-fault auto collision. Debtor has auto insurance to cover the damages of the people in the other vehicle. Debtor did not write this insurance policy in their filed bankruptcy schedules. Debtor concealed from the bankruptcy court that they had auto insurance policy. Is this bankruptcy fraud?
The court fully approved the creditor's proof of claim against the debtor. The debtor’s bankruptcy plan ordered them to pay for this approved claim. The insurance company gave debtor an attorney for the auto collision lawsuit. But, their insurance company never paid for the claim that the court approved. Yet, the debtor did pay on this claim that the bankruptcy court approved. Is this bad faith insurance?