...first letter and provides second letter with another claim number and driver of other car as insured. Then declines coverage. This is a permissive use case. I have never been able to learn owner of car. Settled um claim then filed suit against driver. It is is past two years from accident. I have concern in discovery permissive driver will now say owner of car was name in first letter who the insurance company told me to disregard. I would want to add as a Doe Anyone who owned and gave permission to drive car. If it is person in first letter, are they estoppel from a sol defense?This is a California case with farmers insurance.
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