It is not common ... but it will happen from time to time - depending on how much debt you incurred (relative to your income) in the year prior to filing. Cash advances are the most frowned upon ... followed by luxury purchases.
It shouldn't be. The trustee represents your creditors "collectively." The trustee will not advocate for any one particular creditor; as such, the trustee usually doesn't care about individual credit card charges.
I agree with my fellow attorneys. Have you passed the means test?
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