The Herman Law Group or August Belmont and Company claim they can ellimanate my credit card debt. they will find something the credit card company did that was fraudulant and my debt will go away.
Disclaimer: The materials provided below are informational and should not be relied upon as legal advice.
If they are able to prove fraud on the part of the credit card company, the remedy is rescission, and that will mean the the court will "undo" the transaction. Generally, I cannot think what fraud can be proven against a credit card company in such cases. You should consult your own attorney to protect your legal rights.
If the credit card company actually made a fraudulent representation to you with the knowledge or at least reasonable belief you would rely on this representation to your determent, and you in fact did rely on the statement and suffered some damage, then you may have a case. However, the Court will also want to know if you received a benefit from the use of the card. Additionally, I have never heard of a credit card company committing fraud to the level a Judge reversed the obligation to pay back the card. If however, this is more of a case where you are being chased by a debt collection company, and the account was not properly assigned, there may be standing issues, where the debt collector is not the proper party trying to recover the debt and their case could be dismissed. In either case, check with a good consumer debt attorney.
Please be careful with this. I have had many clients come to me as victims of credit card relief scams. Why do you think you were defrauded? If you don't know, but you just don't want to pay your debts.... well, none of us do.
If it is someone just telling you that if you retain them "we can always find something wrong"... Look out.
Get a review and analysis FROM THE ATTORNEY before you do anything. Then take your time and do an investigation of the attorney... a simple Google of the name will often reveal all sorts of complaints (or compliments).
Be smart. If it sounds to good to be true, it is!
If you need debt relief, you may want to consider bankruptcy protection.
This is for general discussion and is not intended to be legal advice for a particular purpose.
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