I received a call from CAR and Associates telling me unless I called them immediately,about a debt,they would issue summons and come to my home or place of employment. Is this legit or a scam? I tried to look them up online but got conflicting answers. Would appreciate any help.
I think you may mean TCAR and Associates. They are a well-known (in the Capital District) debt collection outfit that very often violates the Fair Debt Collection Practices Act (FDCPA ) If they left a message making the statements you describe in your question, you should save the message and contact an attorney who has experience in the FDCPA immediately, because it is very likely that you have a claim against them. Many attorneys, including my firm offer a free initial consultation and if you have a viable case, will take it on contingency--so you have nothing to lose.
I agree with Mr. Kim. It may be easier to figure out exactly who is calling you by their telephone number. What number shows up on your caller ID when they call, or what number did they tell you to call back. Thanks.
Information on Avvo should not be construed as legal advice, as each case is different. For information about your specific case, please contact a consumer law attorney, or contact me at www.agrusslawfirm.com
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