Generally, no. But you need to speak with an attorney in your jurisdiction, California. Each state treats the law of auto liability differently.
Usually the registered owner and driver have liability (depending on the state and circumstances, one will be primarily liable and the other secondary). Usually a lienholder is not liable, but you should check with a lawyer and find out if you are an additional insured on any insurance policies covering the car or driver.
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Probably not. You would have to either be the registered owner or the driver to be liable.
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