I gave money to a friend who promised to pay it back with interest. I have a signed contract. However, I am in Colorado and has addresses in Michigan and in Las Vegas, NV.
The text message would certainly be evidence - it depends on exactly what the message says. If you are in different states, you will have other issues getting jurisdiction over the person - depending on the amount of the loan, it would be worth speaking with an attorney to see how you might proceed.
This response is only general information and is not legal advice. It does not form an attorney-client relationship and should not be relied upon to take or refrain from taking any action. You should seek a qualified attorney before taking any action related to your inquiry.
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