I was contacted by a company called Regional Arbitration Services stating I had an outstanding payday loan through Advanced America and then they called back and stated it was CheckN Go and If I didn't pay it I would be arrested and go to jail. They asked me if I had guns or dogs. I made arrangments to pay it to shut them up. After I researched it furhter it didn't sound right because I don't recall ever having a payday loan through Advanced America. We filed bankruptcy shortly after speaking with this gal as planned. When she called me back she stated the bankruptcy wouldn't help me but didn't want my attorney name. She has stopped calling me but is now calling my husband's family members stating we are bing investigated. Can they really do this and have us arrested?