PA-A thief stole my credit card number and charged $500 to my credit card. I monitor my accounts, caught it, and disputed it within a day. Because I couldn't prove I didn't charge it (how do you even prove that?), the CC Co refused to take the charge off. I refused to pay it. After months of calls from CC Co then collection agency, my Cease and Desist letter, it is now with CC attorneys. They are threatening to sue to collect. Would they do that over $500? Can I continue to dispute the charge as a defense to a suit? I don't know what else to do.