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I can no longer afford my house. After a reduction in my husbands pay, my car dying , my husbands garnishment, and excessive debt. My mortgage company said that a deed in lieu is my best option. I do not wish to stay in my home because property taxes are outrageous 7600 for 163000 home. My gas bills are over 300 a month and the home is too big for my family. My house is underwater as well.