I hired a wedding planner to coordinate certain aspects of my wedding. We signed a conrtact with her in person. She never mailed a copy to us. She is threatening to not do what we agreed on and not return any of our money. The biggest chunk of money is for a caterer. She is unresponsive to calls and emails. She informed me that the contract says she can choose to drop me and not return my money. In effect it seems she wants to keep our money without actually providing any services. What can i do to recover my money? I would like to drop her but dont want to risk loosing my money.