I was in a car accident on a major highway in a snow storm at the beginning of last year. My car was side swiped on the passenger side while I was not moving from a car going about 45-50 mph. The police were called and a report written. My car was totaled and I sustained injuries . I had multiple er visits and also was in sessions with a chiropractor for a couple of months.. I got in writing that the insurance company would cover all hospital bills related to the accident and some of them were not and have been sent to collections totaling over $10,000. I know there is a 3 year limitation and I am not sure what my options are. I am unemployed at the moment ( not connected to the accident) and my resources are limited. The insurance company is constantly sending paperwork to settle
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