In or around July 2012, I borrowed $500.00 form Bayside Payday Loan Co. In or around Sept 2012, I closed my bank account because unauthorized money was being taken from my account. Prior to closing the account, I paid approx $500.00 in interest. I have offered many of time to pay the amount I borrowed of $500.00. The representatives are refusing to accept the $500.00; they are asking for $1032.00. I am refusing to pay this amount. I am being threatened daily with phone calls and court action. They are also calling my supervisor. How can I stop the harassment and solve this matter without paying the $1032.00.