I had a car accident a few days ago with my mothers car . I'm not on her policy nor do i live with her , she gave me permission to use her car to run some errands . Her insurance GEIGY , since she has full cover said they will cover the car damages and any other liability up to 10 , 000 if i am found to be at fault ( which they are still investigating ) . Now the problem is i got hurt and going to therapy but when they asked some questions of where i live the cars in that house i said yes ( my aunts car ) they said i needed to go after her PIP for my medical expenses , the problem is i live in my aunts house but rented with 2 other renters , i asked my aunt and she freaked out and said no way ! She doesn't have the same last name as me . Can go after my mom's cars PIP ?I have read that if you are involve in a accident with someones else car, you usually you go after your own PIP if you have insurance from your own car (which i don't own a car). If not they use the PIP from the car that was involve in the accident?
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