Had an accident June 06. Within months before statute of limitations, we settled the case. The other party was at fault. The person driving the car, did not own the vehicle. However, there was insurance verified at the scene. At some point, we were informed there was no coverage, so, I had to sue my own insurance co. Last year, my mom and I were talking & it donned on me that I got a call from THEIR insurance carrier asking me for a statement. I remember specifically telling her that I didn't think I should be talking to her, I was under the impression they had no coverage, she left it at that. Since it was based on my coverage, I didn't get as much as I was told I should. Now, I know I should have. If it be the driver, the owner or the bank, someone had insurance coverage. Thoughts??
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