You need to speak with an attorney. I will presume that the company is cancelling the policy because you are not named on the deed and that you do not have an insurable interest. That does not mean that the insurer is not liable for the damage to the house caused by the fire assuming the cancellation took place after the loss occurred. If the house was left to you in a will, you would have an insurable interest in the property and should be able to insure it, not unlike a person who has a contract to purchase a home has an insurable interest. Contact an attorney an do so soon.
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Agree with MIke. Contact an attorney to review the interest you have in the real estate, the timing of the transfer and the policy dates.
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