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I was in an accident with someone whose insurance company accepted 100% liability. In addition to repairs on the car, they offered me $500.00 for injury inconvenience. I sustained only minor injury and did not seek medical attention. They sent the injury inconvenience check 6 weeks before my car was repaired. On the check it states: FULL AND FINAL SETTLEMENT OF ALL CLAIMS DEMANDS AND LIENS. They refuse to reissue another check with the correct reason for the claim. I need to file additional claims against them, but if I cash this check as is what are my chances of collecting what is owed to me?