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i was in a car accident in June, 2012: A 18-wheeler truck hit me in the left-rear-side of the driver door causing whip lash and muscle spasm. I have bee in therapy for almost 13 weeks and now i feel fully recovered.( Thank God!) Now my insurance company wants to deny my claim and wants me to go to an independent medical exam. Obviously, the insurance doctor is not going to find any problem because i am fully recovered. Shouldn't they have done this exam right after the accident. What should i do?
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