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At the accident site, the other driver gave a policy number to the officer and had us under the impression that he had valid insurance. The insurance was the same as my insurance company. My insurance rep informed me that because his insurance is not valid on the day of the accident, I would not be able to collect because I only have liability insurance. The rep sent me a copy of the valuation report, photographs of my car, and estimates of repairs which shows that my car is a total loss. I received no other documentation that indicates that his insurance is not valid. Should I receive something from them to indicate this?
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