I received a statement of claim from a credit card company to show up for court.Credit card company is seeking a judgement,I assume.I have not worked for 4 years(very bad accident).I am filed for disability,and have 3 doctors that would back that up.I have lost all my assets and only own a car worth about $4000.Without that car,I do not see my Drs.Can this $2600 judgement they may receive allow them to take my car in Pennsyvania?
If they win, yes, it's possible. Out of the thousands of cases that I've handled, I've only seen one collector in my career who actually went after a car but it is possible. If you have no income, have you contacted your local legal aid? You may qualify for a free attorney.
Many of these cases can be won by a consumer attorney, especially if the credit card account has been sold off to a junk debt buyer.
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