The court can control what he does by holding him in contempt. The life insurance policy is usually to ensure that if you receive alimony, you are taken care of in the event of his premature death; or if he pays child support, the child(ren) are taken care of should he die before they reach the age of majority, or maybe both. The problem with these little Q&A's is there is too much missing from the equation, which is why you cannot avoid consulting with an attorney. Besides petitioning to have him held in contempt, it is possible should he die and there is no policy available because he did not maintain it in accordance with your marital settlement agreement (which is a contract), you could pursue a claim against his estate for the amount of what should have been paid out through the policy he cancelled. But this is expensive (attorney fee's) and more difficult then taking him to court now, and there is no guarantee that his estate will be worth enough to pay out a judgment, should you get one, if he dies. Too often folks have big problems, but want small solutions (that don't involve "contacting an attorney"). Sometimes it's just unavoidable. Would you perform surgery on yourself? There is too much at stake. The only competent opinion I can offer: Contact an attorney of your choice.
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Even though you are looking for advice "other than contacting an attorney," Mr. Pittman's statement is correct. You need to talk to the attorney who handled the divorce for you to ascertain the correct remedy, which is likely to take your ex back to court to enforce the provision and, if possible, require continuing proof that the policy remains in effect with you as beneficiary for the requisite period. Handling such litigation matters without an attorney is generally indavisable. Good luck to you.
The foregoing is general information based upon limited information, should not be construed as legal advice , and does not create an attorney-client relationship. The author is licensed in Indiana and Ohio attorney only.
You probably should send him a certified letter demanding proof of the policy and the coverage. If you do not get it then file for relief with the court. If you do not want to involve a lawyer you will have to represent yourself.
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I hate to say this, but you need to have the divorce terms enforced if they are not being followed. A court has the power to do this but you "need an attorney" to get it done.
This is not legal advice nor intended to create an attorney-client relationship. The information provided here is informational in nature only. This attorney may not be licensed in the jurisdiction which you have a question about so the answer could be only general in nature. Visit Steve Zelinger's website: http://www.stevenzelinger.com/
Typically this kind of provision is a 'backup' for payment of child support should anything happen to him before children age out. You don't say if you have children. If your agreement specifies that he has to maintain it, for whatever reason, then you can take him to court to enforce the agreement. it is generally better to hire an attorney to do this.
The statements made herein are informational and should not be considered as creating an attorney/client relationship. Elizabeth A. Hill is an independent attorney located in Lexington Kentucky. It is strongly recommended to not give any confidential information on any website. Kentucky does not certify specialties in in the practice of law.