if you are paying household expenses with your husband's debit card, there probably is not much you can do in terms of accusing you of fraud. Whoever, your bigger problem is that you are sitting around and not seeking assistance. The faster you consult with and higher a good family law practitioner the better. you need to discuss the options of divorce, temporary maintenance, and possible liability in the event that your husband gets into an accident or otherwise cause damage while under the influence.
The problem for you is that he makes all the rules. Don't be surprised if his debit card has been (or soon will be) cancelled and reissued.
You should consult with an attorney and get a case on file with the courts. Once you get your matters before a judge, your husband won't make the rules anymore . . . the judge will. THEN you'll be able to have the money you need to take care of things.
As long as you maintain the status quo -- use the debit card for the things you've always used it for -- you'll be okay. It's pretty doubtful any State's Attorney would seek charges against a desperate wife using her husband's debit card consistent with the status quo. Certainly no family court judge will listen to him complain that you were merely maintaining the status quo.
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