Hi..I am currently in chapter 13 and lost my job due to medical limitations (not caused by work). I was told I could convert to a chapter 7 if I couldn't make the chapt. 13 payments. I also look to get a personal injury settlement...what should I do?
Should I convert from 13 to 7 before I get the settlement so that I can keep my settlement to help with furture medical bills and family. Will I even be able to keep my money after converting to 7...
or can I just dismiss my bankruptcy so that I can keep my settlement and then get in touch with the creditors myself and try to make a payment agreement?
Which is my best option in Alabama.
I don't want the trustee messing with my money....what should I do?The injury happened 10 months after I filed chapter 13. so it was not listed in my chpater 13 filing because it had not happened yet. Does this mean that the settlement will be protected from the trustee and creditors?