At fault Auto accident and I had no insurance. A subrogation claim has been sent to me and I can't afford it. ($3968.00)
No, you only have to pay subrogation if you receive a settlement from the person who was at fault in the wreck. Even if you collected a settlement and didn't pay the subrogation, your license wouldn't be suspended. However, you would be sued to collect the money.
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You need to discus this with an attorney from your state. Your use of the term "subrogation" may not apply in this case. If I understand what happened, you caused property damage to a car and you are not insured. In most states unless you pay for the damage your license will be suspended until the damage is paid. You can always try to negotiate a lesser amount.
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This does not sound like a subrogation issue. It sounds like you may have caused a wreck without insurance. Therefore, your license can be suspended in that instance for not paying the damage. I recommend you consult with an attorney.
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