At the time I got a letter from their lawyer stating that DT Corp did not own my loan at the time of the class action suit. I just did a dispute with the CRA's and it was "verified" by DT Corp that the account was transferred to Ugly Duckling Car Sales. Effective September 1, 2002, Ugly Duckling Corporation changed its name to Drivetime Corp. If Ugly Duckling Corp is known as Drivetime Corp, then they did own my account at the time of the class action suite. If so they are fraudulently reporting on the 3 CRA's. What can I do? Can I do a FCRA 623 to investigate or what can I do.?