In most states a federal tax lien attaches to real estate upon filing whether or not there is equity in the real estate to pay it. That would suggest scheduling the tax lien on bankruptcy Schedule D. The lien may later become a priority issue between your secured creditors.
But having said this, you should not be doing this yourself without professional help. I must agree with my colleague here. There is too much at stake in your situation to guess or speculate. You should meet and confer with a qualified CA bankruptcy attorney immediately.
This answer is provided for information purposes only. It should not be relied upon as legal advice which can only be offered to clients in an office consultation setting when all the facts and circumstances can be fully considered and reviewed.Ask a similar question
You are making a terrible mistake filing bankruptcy without an attorney if you owe taxes and have a tax lien. That decision could cost you thousands of dollars -- much more than an attorney would cost.Ask a similar question
First, I am not sure you understand tax liens and it is not clear there is not a lien on your home.
Based on the first issue, you need an attorney.
Too much is at risk.
Please contact me directly with document for a free 30 minute consultation to get more concrete advice. This is not legal advice. I don't have enough information to give actual legal advice. I can only take the limited information presented and provide a framework to know how your situation may turn out. I may have questions that bring up issues you did not think were important but make a big difference.Ask a similar question