My husband retired in 2010 and received a substantial amount of money. He has since withdrawn most of the funds, as well as received an inheritance in 2012. He has not filed any taxes in 3 years. I have filed separately since 2010. We are both on the deed to the house and I do not want the IRS putting a lien on it due to his tax problems.Does the IRS give you any notification prior to seizing checking/bank accounts?