If you have the social security agency directly deposit a person retirement social security money an a bank account of an adult child, can the creditors of the parent (not the adult child) still garnish if the money is not taken out of the ATM before the 60 day deadline? The social security money is directly deposit in a bank account of an adult child, that only contains social security money and never from another source. The adult child will always give money to the parent when they ask for it.
Generally only the government can garnish social security for repayment of a debt anyway, so there'd be no reason to hide it from other creditors. Also, no matter where you put it the government could take it before it is deposited. I'd have to recommend against any attempts to defraud a government agency collecting a debt.
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In addition to Mr Francy's fine answer, be aware that under a bank provision called either set off or cross collateralization, if you have a debt to the bank, they can take funds out of this account with no notice or warning. Hope this perspective helps!
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Creditors of the parents should not have the right to garnish the child's account.
Please note that I answered this question with a general knowledge of the law and with limited disclosure from you, my answer does not create an attorney-client relationship and I cannot be held responsible for how you use the information provided. However, if you want to contact me directly and retain my services you may through my listing on this site.
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