I AM DRAWING SSI AND AM THINKING OF GETTING MARRIED IM SURE THEY WILL CUT OR END MY CASH BENAFITS BUT WILL THEY ALSO END MY MEDICAID AS WELL
Past earnings do not factor into SSI eligibility, but there are strict income limits and resource limits that an SSI recipient can have. When you get married, a portion of your spouse’s income and assets is “deemed” (in other words, counted as) yours. This includes earnings from working, SSDI payments, and other types of income.
If the person you're marrying makes a good amount of income, it’s quite possible that when your future spouse’s deemed income is added to yours, this will put you over the SSI eligibility limit – keeping in mind that the program is designed to support the disabled individuals who have the most critical need. So getting married could reduce the amount of your SSI benefit or cause the payments to stop altogether. For more information, see our article on the deeming of spousal income, which includes some helpful examples.
If the person you are marrying is also receiving SSI, it’s likely that one or both of you will see your benefit amount reduced. This is because the full SSI payment for an individual is $698 (in 2012,) while the rate for a couple who are both receiving SSI is $1,048 (which is less than double the individual payment.)
If you'd like help with calculating your potential loss of benefits, contact a representative at your local Social Security field office. If that doesn't clear up your concerns, and you still don't know how marriage will affect your Social Security benefits, it’s best to contact a qualified Social Security disability attorney.
Similar rules apply for medicaid.
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