I have seen this often with various clients I have dealt with in the past. You were fortunate he only wrote you a warning. I have seen clients written up for no insurance citations when they couldn't locate the document fast enough. Sometmes they would have the proof of insurance in hand as the officer hands them the no insurance ticket and they would be told the same thing as you we told. The downside comes when they appear in court to have the citation dismissed and are told it will be a $20 dismissal fee, when the citation could have been completely avoided if the officer had taken the time to wait on the proof.
You are not alone.
The Coquat Law Firm is based in San Antonio, Texas and answers questions on AVVO.com for general information purposes only. Attorney answers are intended to be informative opinions only and do not establish an attorney-client relationship. If you would like to hire an attorney from The Coquat Law Firm, please see us online at www.TrafficTicketSA.com or call us at 210-745-0144.