If you're at fault, yes.
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You need to take a copy of the police accident report and your policy of insurance and consult with an attorney.
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No, if the case is resolved within the policy limits. Call your insurance company and submit the accident claim to them. Let the insurance company handle the accident claim. The only way you will get sued is if the plaintiff does not wish to take the insurance monies, Best of luck.
This answer is provided by California Accident Attorney Manuel A. Juarez, Esq., 510-206-4492. Abogado de Accidentes de Autos de California: 510-206-4492. Abogado de Lesiones de Accidentes de Autos, provides answers of a general context. These answers are not intended to form an attorney client relationship. Oakland Abogado Accidentes Autos, Abogado de Lesiones Personales, Abogado de Accidentes de carros, Abogado de accidentes de Peatones, practices in Antioch, Berkeley, Concord, Oakland, Hayward, Martinez, Newark, Richmond, San Francisco and San Rafael. El abogado de lesiones y heridos en accidentes de autos, is licensed only in California. This information is good only in California and it is not to be taken as legal advice on car accidents, personal injury, divorce, bankruptcy or in any other type of situation. Esta respuesta es del Abogado de Accidentes de Autos, Abogado de Lesiones Personales, Abogado de Heridos en Accidentes de carros, Manuel A. Juárez, 510-206-4492. Abogado Hispano de Accidentes, Abogado de Divorcios, Abogado Latino de Accidentes, Abogado de Accidentes de Oakland, Hayward, San Francisco, California. Estas respuesta son solo para información general y no consisten en consejo legal sobre divorcios, mantención de esposas, mantención de hijos o bancarrotas. Las respuestas son comentarios legales que no forman una relación de abogado y cliente. Manuel Juarez, Esq., esta licenciado solo en el Estado de California.
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Yes, if you were at fault, and that is all the insurance you have, you can be personally sued. See if you have an umbrella provision in your homeowners policy or any other policies you may own. If you do, the umbrella coverage might take care of it.
Law Offices of Robert G. Rothstein
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You can get sued if you cause damage to another person's vehicle. If your liability limit is $10,000, then your insurance company won't settle for $10,000 and leave you holding the bag on additional property damage that is owed.
I find this odd. If you live in Georgia, insurance requirements are a minimum of $25,000 limits. To answer your question, yes, if you do not have enough coverage to pay the damages on a vehicle, and the accident is your fault, there is a chance that the not-at-fault party will file suit.
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