We were to have pulled over and then they couldn't produce their proof of insurance. I asked why he slammed on his brakes and he said the person in front of him did the same. So my damage is about a few thousand. and he has needs a detail to buff the paint and a few apron fasteners. probably 1,000.00 . So if we were to call the police to the scene he would have been sited for driving with no proof of insurance. however and we would have mandatory had to file a police report which would show up as accident. What is the best way to deal with this. Do i have to pay him because I rear ended him or is there a chance that because he admitted fault to causing the accident I would not be at fault ? Also there is a chance he has insurance just no proof is there any play to the situation by that?
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