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I'm a truck driver and was in an accident with a car. No tickets were issued, and my employer agreed I wasn't at fault, so they didn't pay the insurance claim made by the other guy's insurance. I've now been served a summons by the other guy's insurance company, and my employer along with me are named as defendants. Can my employer respond to the summons on their behalf and mine, or do I need to respond seperately from them since I was served individually at my home?