Jefferson captain delivered me a semons i call and they mail me some papers i agree to pay fifty dollars a month but this month i didn't have it i get social security can they still sue me
Yes, the creditor can still sue you even if you’re only income is protected income such as Social Security benefits. They will sue you, that will be on your credit but they cannot collect if your sole income is Social Security.
All of Ms. Straus’ responses are offered as useful information, based solely upon the facts stated in the question, and are not to be relied upon as alegal opinion. They may not be what you wished to hear, They do not create an attorney-client relationship. Ms. Straus has been licensed to practice law in California for 34 years. Ms. Straus regrets that she does not provide follow up free advice via email. She also regrets that blunt responses may be taken as "rude" by those who wished a different opinion. Good luck.
Yes, they can sue you, and they already are doing it. However, they can not garnish your Social Security.
In addition to the answers from the other attorneys, Jefferson Capital is notorious for harassing consumers with automated calls and aggressive collection tactics. There are powerful state and federal laws that govern collection activities. Violators of these collection laws must pay the consumer statutory fines, plus they would have to pay your attorneys fees. If you believe Jefferson Capital harassed or abused you prior to filing suit, you should definitely reach out to a consumer protection attorney to discuss your case.
Please note my answer does not constitute legal advice, and you should not rely on it in your decision making. Each situation is fact specific, and it is impossible to evaluate a legal problem without a comprehensive consultation and review of all the facts and documents at issue. My answer does not create an attorney-client relationship, and you are advised to contact an attorney to obtain legal advice before taking or refraining from taking any action with respect to the above.
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