I sold him some jewelry and I thought it was real, it wasn't. I told him to have it appraised and if it wasn't real that I would give him his money back. He waited a while before having the appraisal and then came back wanting his money. I told him I would pay him back but that I would have to make a payment arrangement. I had already spent the money on Christmas. He was supposed to get back with me and this week when I got my paycheck, he had deducted 300.00. I only brought home 230.00 after that deduction. What can I do?