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I have three unsecured debt judgments amounting to almost 75,000 and i live in Texas. I have read that they can not take your homestead, but my main concern is if they can take away my two cars or garnish my wages, i heard that they cant. But i have a low paying job right now and afford them to garnish my wages. Is there any vehicle exemption i need to file or are vehicles automaticaly exempt in Texas?