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I started working at my job on August 1, 2011. On September 14, 2011, I filed a Chapter 7 bankruptcy and was discharged on December 23, 2011. I filed my taxes on January 17, 2012 and at first, the IRS said that I would be getting a refund on January 31, 2012, now they are saying that I won't receive my refund until February 21, 2012. Could this be because I filed bankruptcy? I am expecting a tax refund of $8659 and have to pay $5000.00 for a root canal and crown procedure. Are they going to take my tax refund? I have much needed dental work.