I backed into a car in October I traded information I tried to report it never could get a live person I was a third person on an insurance one man his g/f and I had my own car but I paid them and they paid the insurance I'm no longer on their insurance but I was during the accident
Just for not reporting it to your own insurance carrier, NO. However not reporting the accident to your carrier could result in forfeiture of your coverage, meaning you have to pay out of pocket for any damages.
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The insurance carrier covering the vehicle that you drove requires reporting of the accident.
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You can have your driver's license suspended by the DPS if you are an uninsured motorist and cause an accident but do not repay the victim or their insurance company. I am unaware of any way your DL could be suspended for not reporting it to an insurance company though.
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