After I went to court and the judge did not grant the interest to the CA, they continued to charge me 101% (approx) interest and sent me a letter stating they took the interest as a "loss" and will be reporting it on my Credit Report as a "charge-off". The judge told me I didn't have to pay the interest and it was not granted to the collection agency. I live in CA and I believe if allowed, I can only be charged 10% interest once payment for the judgement was ordered. I paid it before my start date, therefore, no interest accrued on the judgement.
Now the same Collection Agency said they had to take the interest as a loss and will report it on my CR as a charge off. Is that legal after I already paid the judgement and the judge did not find them entitled to the interest?